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portada Appraisals for Higher-Priced Mortgage Loans
Type
Physical Book
Publisher
Author
Year
2018
Language
English
Pages
178
Format
Paperback
ISBN13
9781727770445
Categories

Appraisals for Higher-Priced Mortgage Loans

The Law Library (Author) · Createspace · Paperback

Appraisals for Higher-Priced Mortgage Loans - The Law Library

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Synopsis "Appraisals for Higher-Priced Mortgage Loans "

Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition) The Law Library presents the complete text of the Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition). Updated as of May 29, 2018 The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for "higher-risk mortgages" that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used. This book contains: - The complete text of the Appraisals for Higher-Priced Mortgage Loans (US Federal Reserve System Regulation) (FRS) (2018 Edition) - A table of contents with the page number of each section

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