Does your money arrive, but never seem to last until payday? You open your bank app, see a balance, and feel reassured—until a bill you forgot about changes everything. Rent, groceries, installments and next week’s payments may already have a claim on money that looks available. Before the Month Ends helps you understand what you truly have, what your money must cover, and when you will need it. Renato Pazmiño guides you through everyday situations and straightforward calculations so you can build a plan you understand and can return to. Across 50 short chapters, you will learn how to: Separate income from balances, transfers and money already reserved. Plan between paydays—even when your income changes. Bring monthly bills, annual payments and everyday spending into one clear picture. Choose practical adjustments and check whether they actually help. Review your plan when your work, household or priorities change. Each chapter ends with “Do This Today,” a small action that turns reading into practice. A seven-day challenge helps you create a first plan and decide what to review next. You do not need perfect numbers to begin. You need a clearer understanding of the money you have and the decisions it must support. Start before the month ends. Give your next payday a plan.