Name: Credit demand
SKU: 59427098
Price: 74.00 EUR
Availability: InStock
Author: Miteu Kalambayi, Alain Roddy
ISBN: 9786206955986

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Type

Physical Book

Author

Alain Roddy Miteu Kalambayi

Publisher

Our Knowledge Publishing

Language

English

Pages

Format

Paperback

Dimensions

22.9x15.2x0.5 cm

Weight

0.14 kg.

ISBN13

9786206955986

Synopsis "Credit demand"

This book provides some answers to the question of why farmers operating under obvious financial constraints are unwilling to take out institutional credit. It explores the characteristics of farmers and their farms, the economic portfolio of farm households, institutional factors, the characteristics of financial products and the perception of risk that determine the demand for credit from these actors. Age, household size, distance from bank branches, collateral requirements and application processing time were found to reduce the likelihood of applying for credit, while livestock rearing, savings, higher monthly income and credit history improved it. Access to an alternative source of financing, improved repayment times and financial education improve the probability of borrowing, while increased financing needs improve it.

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Credit demand - Miteu Kalambayi, Alain Roddy

Synopsis "Credit demand"

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